You never know what danger awaits on the road. So it is better to turn your ride into a safe trip.
Qatar has made car insurance mandatory. In Qatar, your car gets insured and not you. This means whoever can drive the vehicle and gets into an accident would be cared about.
You may be interested in Car Insurance in the UAE
There are so many companies in Qatar offering motor insurance, but we have picked out the best car insurance companies in Qatar for you!
1. Qatar Insurance Company
Qatar Insurance Company (QIC) is one of the top insurance agencies in the country.
QIC provides practical financial management and positive customer care service. You can get about a 10% discount for applying online with QIC.
It is a hassle-free, and you can apply for a claim or any product online from anywhere. The QIC hotline customer care service is readily available at all times for any inquiry or help.
QIC provides its customers with a rating of all the car repair workshops across Qatar, which proves very valuable in case of an emergency.
The Qatar Insurance Company has an agreement with the Traffic Department, which makes it easier to sort out claims in an efficient manner.
QIC gives the obligatory third party and worthwhile comprehensive car insurance plans. This covers the medical and car repair costs for the insured and third party.
Roadside assistance like a flat tire, providing fuel, changing batteries, and off-road services (the mechanical breakdown of the car on unpaved roads within the city) is supplied by QIC.
QIC additionally offers “Off-Road 360”, which is a cover for accidents involving 2,3 cars on unpaved roads or in desert areas in any part of Qatar. This plan gives protection for all physical and material damages of both insured and third party.
Other than this, QIC offers cover for the destruction of the car by any natural peril (flood/ sandstorms/ earthquake, etc.) and civil commotion (riots/strikes).
Read More: How to get a Driving License in Qatar
2. Doha Insurance Group
Doha Insurance Group (DIG) is a prominent and top insurance company in Qatar.
DIG has been established as a shareholding company on the Qatar Exchange.
Doha Insurance Group provides the usual with all covering comprehensive and the unavoidable third party car insurance plans.
The comprehensive car insurance program covers all the bodily injuries, and mechanical breakdown sustained after the accidental collision to both the insured and the third party.
The additional features of the comprehensive plan are:
- Free repair for the first year only
- No deduction on the restoration of the spare parts for the first year alone
- Cover for roadside assistance
- Compensation for the medical expenses of all the passengers associated with the crash
The third-party liability plan offers the following covers:
- Bodily injuries to a third party and your passengers
- Material damage to the third party property
3. Libano Suisse Insurance
Libano-Suisse Insurance Company is well known for providing quality services and excellent customer care services.
It holds over 200,000 clients and a staff of more than 250 workers. This company provides products for both corporate businesses and private individuals.
The benefit of the Libano-Suisse Insurance agency is that it offers a diverse range of motor products to suit every person’s needs.
The Third-party Liability insurance plan covers all the interior and exterior destruction of the vehicle of the other person, resulting from the crash caused by the insured car. This proposal also offers additional services of Collision and Total Loss plans.
The Compulsory Insurance Policy covers all the material as well as bodily injuries caused to both the insured vehicle and driver and also to the third party.
The “Markaba” or the private All Risk Motor Insurance covers available include any damage to the insured or third-party vehicles. Furthermore, this plan covers bodily or physical injuries sustained.
Any harm sustained by the insured vehicle due to theft, the fire of any kind of and hold up is covered by the Markaba plan.
The plan of All Risk Motor Insurance also covers the fee of car replacement, registration fee and total loss of the motor car.
The Markaba plan also gives personal accident benefits and roadside assistance covers.
The additional benefits can be achieved by the “Markaba Plus” that compensates the damages tolerated by natural disasters, partial theft, civil unrest such as strikes and riots.
AXA in the Gulf insurance company has been present for more than 68 years.
It provides its customers with a wide range of services from causality, property and health insurance.
The motor insurance services by AXA in Qatar are off 10% off when obtaining online.
The third-party insurance plans cover both personal bodily injury and material damage undergone by the third party by the insured automobile.
A comprehensive car insurance plan can be attained even if the car is 15 years old. The services availed by paying a premium are:
- Car loss and damage by theft, explosion or accidental collision
- Compensation for personal belongings by car loss
- Personal physical injury and material damage
- Third-party liability
AXA motor insurance benefits also provide additional services:
- Cover for off-road matters
- Assistance for roadside issues
- Recovery of car breakdown
- Repair at AXA workshops
- In the event of a total loss of the car, compensation for the entire cost of the car is provided without any devaluation for 12 months
- Car replacement coverage option in case of a claim
Read more: Traffic Violations in Qatar
5. Arabia Insurance Company
Arabia Insurance Company (AIC) has been offering services some 1944. It has established its name in over nine Arab regions.
AIC offers a broad range of insurance products like marine and travel insurance, financial lines and home shield.
The motor insurance plans of AIC entails both third party liability and comprehensive financial protection.
The basic aspects of AIC car insurance coverage are:
- Scratches and dents on the car
- Roadside relief
- Replacement of the vehicle
- Repair of the vehicle at the various dealership workshops
- Personal accident expenditure of the injury to driver and passengers
- Third-party material damage
Moreover, AIC provides additional coverage for:
- Windscreen damage
- Flat tires
- Medical expenses of the driver and insured representatives
Arabia Insurance Company gives extensive coverage for any wear and tear on the automobile by theft, short circuit, ignition, or malicious intent.
Although the online website services are a handful, you easily get registered with AIC in any of its offices.
This list based on our best knowledge. You can suggest any other in comments.